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payment_processing_-_pre-authorizations [2012/12/10 09:23 (12 years ago)] craigpayment_processing_-_pre-authorizations [2013/02/26 14:38 (11 years ago)] craig
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 \\ \\
 A pre-auth can expire without the merchant knowing. If the merchant then attempts to complete the pre-auth transaction, the transaction may appear to initially succeed, but may be declined in the final settlement if the customer's credit limit is exceeded.\\ A pre-auth can expire without the merchant knowing. If the merchant then attempts to complete the pre-auth transaction, the transaction may appear to initially succeed, but may be declined in the final settlement if the customer's credit limit is exceeded.\\
-Customers using Visa / Mastercard debit cards will see the pre-auth amount debited immediately from their bank account, which may upset them if they are not notified of the amount you are pre-authorizing for.\\+Customers using Visa / Mastercard **debit** cards will see the pre-auth amount debited immediately from their bank account, which may upset them if they are not notified of the amount you are pre-authorizing for.\\
  
  
 ===== Rental Deposits ===== ===== Rental Deposits =====
 An alternative to pre-authorization is that rental deposits should be taken as a full deposit and then refund the difference when the equipment is returned. An alternative to pre-authorization is that rental deposits should be taken as a full deposit and then refund the difference when the equipment is returned.
 +
  
  
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   * [[payment_processing_options_-_canada|Mercury Canada]] legacy credit card account (not EMV, which means the merchant may be liable for any fraudulent transactions).   * [[payment_processing_options_-_canada|Mercury Canada]] legacy credit card account (not EMV, which means the merchant may be liable for any fraudulent transactions).
   * [[desjardins_flex_i5300|Desjardins Canada]]   * [[desjardins_flex_i5300|Desjardins Canada]]
 +
 +Pre-auth is not available on:
 +  * Mercury EMV (use legacy account)
 +  * Moneris EMV
 +  * Paymentech EMV
  
  
  
  
payment_processing_-_pre-authorizations.txt · Last modified: 2021/09/07 10:11 (3 years ago) by craig