Monetico (previously Desjardins) Flex is a out of scope semi-integrated payment solution for use with Desjardins Canada. Windward System Five version 18.104.22.168 or above is required. Supports EMV, Credit, Debit, Gift / prepaid, private label and Accord'D financing. Semi-integrated payment processing is a Windward Licensed feature. Please contact your Windward Sales representative.
The semi-integrated payment solution allows a point-of-sale system to interact with the
payment solution resident in a payment terminal that is distinct from the point-of-sale
system. This interaction results in an optimization of the card payment process at the point
of sale and a reduction of the errors caused by the double entry of transactional information.
Flex provides an increased level of detachment which alleviates the burden for merchants in
meeting the PCI DSS (Payment Card Industry Data Security Standard) standards. By
entrusting the entire payment transaction processing to secure equipment that already meets
industry standards, it simplifies the integration with the point-of-sale system and reduces the
associated with the exposure of sensitive data such as card holder information.
The functions* provided to the point-of-sale system by the payment terminal in semi-integrated mode can be grouped into five (5) categories as follows:
You can automatically offer Desjardins VISA card holders an additional line of credit for Accord D financing at the point of sale. Three types of financing plans are offered:
period and continues payments over a predetermined period.
The Flex solution allows for acceptance of a range of prepaid cards that represent an interesting payment solution for your clients:
(Offline mode allows credit transactions to be performed when the Desjardins host is unavailable.)
Transactions can be printed on the i5301 payment terminal or the POS slip printer.
For the iPP320 transactions must be printed on the POS slip printer as the iPP320 does not have a printer. Invoice must be printed on the POS printer.